Debt

Bickering Over MoneyPremium Content

Do you and your spouse bicker over money issues? When the utilities, credit card bills, and mortgage are due, do you find you are more stressed out when it comes time to pay them? When husband and wife both work, and make their own money, sometimes who is going to pay “what” bill, and “how much” can become a confusing and frustrating situation.

Some couples make it easier on themselves by pooling all their monies earned into one bank account, and then paying all the expenses from that. This is the most organized and efficient way to manage the home finances. Also, only having one spouse do the budget and pay the bills, rather than both of you overseeing the checkbook and then bickering over it is best.

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Our Motives are Important

Proverbs 22:26-27
Do not be one of those who give pledges,
who become surety for debts.
If you have nothing with which to pay,
why should your bed be taken from under you?

God is just as concerned (perhaps more so) about why we do something than about what we do. Behavior which appears righteous on the outside may be sinful if done for the wrong reasons. Paul wrote an interesting description to Timothy:

Getting "Rich" Through Debt

Proverbs 22:7 NKJV
The rich rules over the poor,
and the borrower is servant to the lender.

Somehow, somewhere the United States decided that being in debt was good business. I'm not a historian, sociologist, or anthropologist, so I'm not sure when or why. But it's clear as we face national debt into the trillions and corporate and personal debt not far behind that we have decided living beyond our means is productive.

When the Wheels Come OffPremium Content

I grew up in the 70's and 80's when parents still told their kids to go outside and play. My friends and I would spend all day in the yard and when we got hot and sweaty enough we'd run to the back patio, open the water spigot on the side of the house and get down on our hands and knees so we could get low enough to turn our mouths up for a drink of water that splashed all over our faces and down our necks. In the evenings I remember seeing my parents shaking their heads as they watched the oil crises in the 1970's unfold on the nightly news. Gas prices skyrocketed to 73 cents a gallon! "Turn it off," my mother would say to my dad. "Good grief! The wheel's are coming off but they make it sound like the world's ending."

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Financial and Giving Matters ResourcesPremium Content

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Money & Debt FAQPremium Content

The following questions and their answers link to the Billy Graham Evangelistic Association (BGEA) web site. This does not imply an endorsement of BGEA and its related ministries by CIR or visa versa.

When Having It All Isn't Enough

Does God want all of His children to be financially wealthy?

I have serious financial problems. What can I do?

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Dealing with Debt

Positive things you can do:

    1) Face your situation

    2) Set a Goal (make smaller goals in manageable steps to achieve it)

    3) Seek wise counsel

    4) Recognize that your choices matter and are significant

What can I do about my serious financial problems?

What can I do about my serious financial problems?

This is an all-too-common question. I don't know exactly what has caused your financial distress, but for many people, the ever-present credit card, the clamor to acquire bigger and better, and a lack of self-control have put many people in this situation. Add unexpected medical problems, lay-offs, and business failures to that list, and you'll see why it is a wonder that anyone can stay financially afloat these days.

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